MoniTabs Get the app
Now on Android

3 tabs to manage your money & debts.

MoniTabs gives you three tabs that help you track your wallet, the money you owe, and the money owed to you — all on one device, fully offline.

Offline-firstNo account, no cloud
Multi-currencyMixed totals supported
Watch & go ad-free6 hours per rewarded video
MoniTabs Wallet — month list with income, expenses and totals MoniTabs They Owe — all clear, no active debts MoniTabs I Owe — list of debts with progress rings and overdue cue MoniTabs Wallet detail — May 2026 with category pie charts MoniTabs Monthly Summary — Income and Expenses pie charts MoniTabs Debt detail — payment history and remaining balance
Three-tab organization

One app, three views into your money.

Swipe between the three things you actually need to know — what you have, what you owe, and what's owed to you.

Wallet

Personal income & spending with a monthly calendar view. Multi-currency totals. Pie charts for Income and Expenses.

I Owe

Every debt you need to pay back, with remaining balance, transaction timeline, notes, and reminders.

They Owe

Money others owe you. Mark partial repayments, set reminders, export PDF reports to share.

Highlights

Powerful tools, kept simple.

Everything you need to track money in and out — from a single transaction to a yearly export.

Calendar view

Every transaction plotted on the month. Navigate freely between months and add a note for each.

Smart reminders

Pick a time and never forget to collect or pay. Debts with active reminders get a gently pulsing ring so you spot them at a glance.

PDF & Excel export

Generate detailed monthly & yearly reports for analysis, sharing, or record-keeping.

Multi-currency

Mix currencies in the same wallet. Totals are grouped automatically by currency.

Privacy mode

One tap hides every amount with •••• when someone is looking over your shoulder.

Backup & restore

Export your full database to a .json backup file. Restore anywhere, anytime.

Live cues

Reminders pulse a soft ring around the debt avatar. Overdue debts shake a tiny speaker icon — impossible to miss.

Transaction timeline

Record payments and additional borrows. View the full history for each debt.

Sort & organize

Newest, oldest, largest amount, or remaining balance — sort debts however suits you.

Local-first

Room database on-device. Fast launches, no internet required for ordinary use.

Categories & labels

Built around how you actually spend.

Two simple category systems for income and expenses. Add custom labels inside each category to match your life.

Income

Where the money comes from.

Active Passive Debts & Other

Salary, freelance, dividends, rent, side hustles — every kind of income gets a home. Add custom labels (e.g. "Tutoring", "Etsy shop") inside any category.

Spending

Where the money goes.

Needs Wants Debts & Savings

Groceries vs takeout, rent vs concert tickets — pie charts tell you instantly where the month went. Custom labels per category for the granularity you need.

Privacy

Your money data never leaves your phone.

No account. No cloud. No telemetry. We don't run a server — there's nowhere for your data to go even if we wanted it there.

  • Stored locallyAll transactions, debts, and notes live in a Room database on your device.
  • You own your backupsExport a .json file whenever you want. Move it. Encrypt it. Email it to yourself.
  • No tracking of your dataNo analytics SDKs and no crash reporters. Your transactions, debts, and notes are never sent off-device.
  • No account neededInstall, open, start tracking. Nothing to sign up for, nothing to remember.
device · status
data.locationon-device
cloud.syncdisabled
analyticsoff
account.requiredfalse
backup.format.json
storage.engineRoom DB
FAQ

Common questions.

Is MoniTabs free?+

Yes. Free to download from Google Play. The app shows ads to support development — no subscriptions, no paywalls.

Can I remove the ads?+

Yes. Watch a short rewarded video and the app stays ad-free for the next 6 hours. Watch another when it expires — that's it.

Will my data sync across devices?+

No — by design. Use the in-app backup & restore feature to move data manually between devices.

What happens if I uninstall the app?+

The local database is removed with the app. Export a backup before uninstalling if you want to keep your data.

Can I use multiple currencies?+

Yes. Each transaction or debt has its own currency, and totals are grouped per-currency automatically.

Do reminders work without internet?+

Yes. Reminders use Android's local notification and alarm system — no internet needed.

Is there an iOS version?+

Android only for now.

Where do I report a bug or request a feature?+

Email meinua.labs@gmail.com with details — repro steps for bugs, the use case for features.

Get the app

Take control of your money in five minutes.

MoniTabs is available on Google Play. Free, offline, and private by default.

Get it on Google Play